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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $521,978 | $99,875+422.6% | $146,866+255.4% | $86,983+500.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 21.06% | 28.10%-7.0pp | 102.85%-81.8pp | 25.83%-4.8pp |
| Employer contribution / active EE | $40,815 | $3,224+1165.9% | $4,425+822.4% | $2,584+1479.2% |
| Participant deferral / active EE | $14,596 | $6,322+130.9% | $7,759+88.1% | $4,194+248.0% |
| Admin fee / account holder | $18,240 | $7,838+132.7% | $13,620+33.9% | $7,856+132.2% |