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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,250 | $174,379-19.0% | $152,093-7.1% | $138,895+1.7% |
| Participation rate | 90.9% | 81.6%+9.3pp | 77.8%+13.1pp | 79.9%+11.0pp |
| Annual return | 11.54% | 74.86%-63.3pp | 66.36%-54.8pp | 145.39%-133.9pp |
| Employer contribution / active EE | $613 | $4,652-86.8% | $4,175-85.3% | $4,194-85.4% |
| Participant deferral / active EE | $2,846 | $6,159-53.8% | $5,451-47.8% | $6,396-55.5% |
| Admin fee / account holder | $42,542 | $16,880+152.0% | $14,497+193.5% | $12,562+238.7% |