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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,651 | $156,398-6.2% | $147,318-0.5% | $138,895+5.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.17% | 78.75%-59.6pp | 70.43%-51.3pp | 145.39%-126.2pp |
| Employer contribution / active EE | $4,518 | $4,853-6.9% | $4,593-1.6% | $4,194+7.7% |
| Participant deferral / active EE | $11,289 | $8,237+37.0% | $7,906+42.8% | $6,396+76.5% |
| Admin fee / account holder | $788 | $14,976-94.7% | $13,708-94.2% | $12,562-93.7% |