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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,349 | $102,382+48.8% | $147,005+3.6% | $80,874+88.4% |
| Participation rate | 93.3% | 75.8%+17.5pp | 82.2%+11.2pp | 67.6%+25.7pp |
| Annual return | 19.91% | 134.89%-115.0pp | 418.76%-398.9pp | 35.62%-15.7pp |
| Employer contribution / active EE | $8,875 | $3,715+138.9% | $4,934+79.9% | $2,756+222.1% |
| Participant deferral / active EE | $10,120 | $6,646+52.3% | $8,070+25.4% | $4,297+135.5% |
| Admin fee / account holder | $1,562 | $7,942-80.3% | $13,006-88.0% | $6,935-77.5% |