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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,978 | $110,093+56.2% | $97,295+76.8% | $145,897+17.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 9.33% | 244.76%-235.4pp | 75.62%-66.3pp | 552.29%-543.0pp |
| Employer contribution / active EE | $5,302 | $3,077+72.3% | $2,723+94.7% | $4,663+13.7% |
| Participant deferral / active EE | $7,620 | $4,678+62.9% | $4,264+78.7% | $6,689+13.9% |
| Admin fee / account holder | $6,249 | $6,212+0.6% | $5,646+10.7% | $13,390-53.3% |