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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,978 | $109,967+56.4% | $97,197+76.9% | $145,877+17.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 9.33% | 244.27%-234.9pp | 75.47%-66.1pp | 551.28%-541.9pp |
| Employer contribution / active EE | $5,302 | $3,077+72.3% | $2,723+94.7% | $4,663+13.7% |
| Participant deferral / active EE | $7,620 | $4,676+62.9% | $4,263+78.7% | $6,691+13.9% |
| Admin fee / account holder | $6,249 | $6,199+0.8% | $5,637+10.9% | $13,402-53.4% |