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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CALIFORNIA RETIREMENT PLANS Service code 13 · EIN 68-0414789 590 LENNON LANE · WALNUT CREEK, CA 94598 | Contract Administrator | $42,767 |
Filed as: EMPOWER ANNUITY INSURANCE CO OF AM Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $26,117 |
Service code 27 4340 REDWOOD HWY · SAN RAFAEL, CA 94903 | Advisory (Plan) | $24,920 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,122 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,885 | $65,960-41.0% | $81,844-52.5% | $77,736-50.0% |
| Participation rate | 95.5% | 65.8%+29.8pp | 72.4%+23.1pp | 70.6%+24.9pp |
| Annual return | 12.15% | 26.64%-14.5pp | 778.87%-766.7pp | 31.26%-19.1pp |
| Employer contribution / active EE | $3,164 | $2,375+33.2% | $2,916+8.5% | $2,728+16.0% |
| Participant deferral / active EE | $4,437 | $3,505+26.6% | $4,323+2.6% | $4,651-4.6% |
| Admin fee / account holder | $281 | $526-46.6% | $7,355-96.2% | $433-35.1% |