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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,270 | $100,073-84.7% | $85,126-82.1% | $145,877-89.5% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 19.34% | 84.11%-64.8pp | 66.63%-47.3pp | 551.28%-531.9pp |
| Employer contribution / active EE | $1,613 | $3,236-50.1% | $2,731-40.9% | $4,663-65.4% |
| Participant deferral / active EE | $4,708 | $5,294-11.1% | $4,523+4.1% | $6,691-29.6% |
| Admin fee / account holder | $1,396 | $7,261-80.8% | $6,160-77.3% | $13,402-89.6% |