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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,367 | $114,119+301.7% | $107,187+327.6% | $138,895+230.0% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 79.9%+11.7pp |
| Annual return | 18.21% | 273.21%-255.0pp | 204.55%-186.3pp | 145.39%-127.2pp |
| Employer contribution / active EE | $15,521 | $4,059+282.4% | $3,782+310.4% | $4,194+270.1% |
| Participant deferral / active EE | $10,381 | $5,538+87.5% | $5,096+103.7% | $6,396+62.3% |
| Admin fee / account holder | $6,680 | $10,024-33.4% | $9,162-27.1% | $12,562-46.8% |