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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,367 | $111,535+311.0% | $105,223+335.6% | $137,256+234.0% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 18.21% | 237.85%-219.6pp | 180.65%-162.4pp | 220.34%-202.1pp |
| Employer contribution / active EE | $15,521 | $3,939+294.0% | $3,689+320.8% | $4,156+273.5% |
| Participant deferral / active EE | $10,381 | $5,500+88.7% | $5,072+104.7% | $6,407+62.0% |
| Admin fee / account holder | $6,680 | $9,721-31.3% | $8,859-24.6% | $12,270-45.6% |