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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,710 | $182,442+11.1% | $163,379+24.1% | $138,895+45.9% |
| Participation rate | 35.7% | 79.8%-44.1pp | 76.8%-41.1pp | 79.9%-44.2pp |
| Annual return | 13.08% | 72.74%-59.7pp | 63.41%-50.3pp | 145.39%-132.3pp |
| Employer contribution / active EE | $0 | $4,159-100.0% | $3,752-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,608 | $6,817-76.4% | $6,282-74.4% | $6,396-74.9% |
| Admin fee / account holder | $50 | $10,396-99.5% | $9,818-99.5% | $12,562-99.6% |