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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,165 | $108,911+267.4% | $100,392+298.6% | $145,884+174.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 1.38% | 58.23%-56.8pp | 49.45%-48.1pp | 551.85%-550.5pp |
| Employer contribution / active EE | $37,500 | $4,420+748.4% | $3,941+851.4% | $4,662+704.3% |
| Participant deferral / active EE | $23,000 | $8,459+171.9% | $8,090+184.3% | $6,690+243.8% |
| Admin fee / account holder | $9,803 | $9,698+1.1% | $7,904+24.0% | $13,392-26.8% |