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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,606 | $201,264-26.2% | $184,185-19.3% | $145,978+1.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.86% | 29.00%-16.1pp | 28.81%-16.0pp | 550.52%-537.7pp |
| Employer contribution / active EE | $5,983 | $7,021-14.8% | $6,426-6.9% | $4,662+28.3% |
| Participant deferral / active EE | $16,105 | $9,806+64.2% | $9,132+76.4% | $6,690+140.8% |
| Admin fee / account holder | $10,098 | $16,376-38.3% | $13,909-27.4% | $13,400-24.6% |