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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,165 | $162,136+24.7% | $152,301+32.7% | $154,746+30.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.89% | 91.02%-77.1pp | 80.50%-66.6pp | 172.34%-158.4pp |
| Employer contribution / active EE | $1,887 | $4,890-61.4% | $4,624-59.2% | $4,379-56.9% |
| Participant deferral / active EE | $8,305 | $8,341-0.4% | $8,004+3.8% | $6,730+23.4% |
| Admin fee / account holder | $25,796 | $15,759+63.7% | $14,398+79.2% | $14,365+79.6% |