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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,992 | $81,504+285.2% | $102,437+206.5% | $80,959+287.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 17.93% | 25.60%-7.7pp | 24.95%-7.0pp | 35.67%-17.7pp |
| Employer contribution / active EE | $6,151 | $3,104+98.2% | $3,871+58.9% | $2,757+123.1% |
| Participant deferral / active EE | $16,669 | $3,871+330.6% | $5,060+229.4% | $4,300+287.6% |
| Admin fee / account holder | $4,654 | $6,719-30.7% | $8,388-44.5% | $6,925-32.8% |