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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,516 | $86,940+80.0% | $102,434+52.8% | $80,935+93.4% |
| Participation rate | 65.9% | 72.4%-6.5pp | 76.5%-10.7pp | 67.7%-1.8pp |
| Annual return | 10.74% | 18.89%-8.1pp | 29.46%-18.7pp | 35.66%-24.9pp |
| Employer contribution / active EE | $2,694 | $2,370+13.7% | $3,023-10.9% | $2,757-2.3% |
| Participant deferral / active EE | $6,808 | $4,121+65.2% | $5,055+34.7% | $4,299+58.3% |
| Admin fee / account holder | $7,089 | $8,047-11.9% | $9,462-25.1% | $6,924+2.4% |