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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,551 | $126,519-42.7% | $106,201-31.7% | $145,959-50.3% |
| Participation rate | 50.0% | 77.7%-27.7pp | 75.3%-25.3pp | 80.3%-30.3pp |
| Annual return | 11.45% | 225.10%-213.7pp | 116.26%-104.8pp | 561.95%-550.5pp |
| Employer contribution / active EE | $2,035 | $3,726-45.4% | $3,170-35.8% | $4,661-56.3% |
| Participant deferral / active EE | $3,167 | $5,716-44.6% | $5,012-36.8% | $6,689-52.6% |
| Admin fee / account holder | $442 | $17,312-97.4% | $11,039-96.0% | $13,398-96.7% |