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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $685,993 | $183,539+273.8% | $155,556+341.0% | $145,897+370.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.19% | 61.31%-51.1pp | 64.84%-54.7pp | 552.29%-542.1pp |
| Employer contribution / active EE | $15,966 | $5,315+200.4% | $4,675+241.5% | $4,663+242.4% |
| Participant deferral / active EE | $20,133 | $6,467+211.3% | $5,631+257.5% | $6,689+201.0% |
| Admin fee / account holder | $24,471 | $19,275+27.0% | $15,885+54.1% | $13,390+82.8% |