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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,207 | $102,422+86.7% | $147,117+30.0% | $80,959+136.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.29% | 135.16%-118.9pp | 420.54%-404.2pp | 35.67%-19.4pp |
| Employer contribution / active EE | $2,578 | $3,717-30.6% | $4,932-47.7% | $2,757-6.5% |
| Participant deferral / active EE | $5,130 | $6,652-22.9% | $8,065-36.4% | $4,300+19.3% |
| Admin fee / account holder | $370 | $7,953-95.3% | $12,993-97.2% | $6,925-94.7% |