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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRICEWATERHOUSECOOPERS Service code 15 · EIN 13-4008324 | Recordkeeping | $50,000 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $38,954 |
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Service code 15 · EIN 13-5674085 | Recordkeeping | $20,791 |
ADP BROKER-DEALER10+ years Service code 99 | Other Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,282 | $129,227+133.9% | $184,260+64.1% | $77,736+288.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 70.6%+29.4pp |
| Annual return | 19.45% | 33.24%-13.8pp | 28.84%-9.4pp | 31.26%-11.8pp |
| Employer contribution / active EE | $16,073 | $4,412+264.3% | $6,427+150.1% | $2,728+489.2% |
| Participant deferral / active EE | $20,396 | $7,307+179.1% | $9,133+123.3% | $4,651+338.6% |
| Admin fee / account holder | $268 | $256+4.7% | $13,898-98.1% | $433-38.2% |