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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,922 | $160,028+119.9% | $147,080+139.3% | $145,884+141.2% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 11.54% | 98.60%-87.1pp | 420.17%-408.6pp | 551.85%-540.3pp |
| Employer contribution / active EE | $3,475 | $5,286-34.3% | $4,933-29.6% | $4,662-25.5% |
| Participant deferral / active EE | $7,631 | $8,422-9.4% | $8,066-5.4% | $6,690+14.1% |
| Admin fee / account holder | $519 | $15,030-96.5% | $12,989-96.0% | $13,392-96.1% |