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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,401 | $88,815-12.9% | $81,882-5.5% | $145,897-46.9% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 15.74% | 1033.75%-1018.0pp | 779.47%-763.7pp | 552.29%-536.6pp |
| Employer contribution / active EE | $1,398 | $3,086-54.7% | $2,916-52.0% | $4,663-70.0% |
| Participant deferral / active EE | $3,575 | $4,647-23.1% | $4,323-17.3% | $6,689-46.6% |
| Admin fee / account holder | $559 | $8,434-93.4% | $7,360-92.4% | $13,390-95.8% |