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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,535 | $111,535-51.1% | $105,223-48.2% | $137,256-60.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.50% | 237.85%-227.4pp | 180.65%-170.1pp | 220.34%-209.8pp |
| Employer contribution / active EE | $4,475 | $3,939+13.6% | $3,689+21.3% | $4,156+7.7% |
| Participant deferral / active EE | $4,429 | $5,500-19.5% | $5,072-12.7% | $6,407-30.9% |
| Admin fee / account holder | $1,074 | $9,721-89.0% | $8,859-87.9% | $12,270-91.2% |