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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,713 | $209,336+150.2% | $197,124+165.7% | $137,256+281.6% |
| Participation rate | 93.8% | 87.3%+6.4pp | 86.7%+7.0pp | 80.0%+13.8pp |
| Annual return | 14.82% | 48.09%-33.3pp | 44.34%-29.5pp | 220.34%-205.5pp |
| Employer contribution / active EE | $16,109 | $6,591+144.4% | $6,227+158.7% | $4,156+287.6% |
| Participant deferral / active EE | $25,054 | $9,614+160.6% | $9,135+174.3% | $6,407+291.1% |
| Admin fee / account holder | $54,195 | $17,308+213.1% | $16,298+232.5% | $12,270+341.7% |