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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,713 | $223,823+134.0% | $211,142+148.0% | $154,746+238.4% |
| Participation rate | 93.8% | 87.9%+5.9pp | 87.3%+6.5pp | 80.7%+13.0pp |
| Annual return | 14.82% | 50.39%-35.6pp | 46.84%-32.0pp | 172.34%-157.5pp |
| Employer contribution / active EE | $16,109 | $6,787+137.4% | $6,442+150.1% | $4,379+267.9% |
| Participant deferral / active EE | $25,054 | $9,750+157.0% | $9,284+169.9% | $6,730+272.3% |
| Admin fee / account holder | $54,195 | $19,707+175.0% | $19,076+184.1% | $14,365+277.3% |