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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,642 | $183,539-91.5% | $155,556-89.9% | $145,897-89.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.02% | 61.31%-51.3pp | 64.84%-54.8pp | 552.29%-542.3pp |
| Employer contribution / active EE | $2,700 | $5,315-49.2% | $4,675-42.3% | $4,663-42.1% |
| Participant deferral / active EE | $2,700 | $6,467-58.3% | $5,631-52.1% | $6,689-59.6% |
| Admin fee / account holder | $4,645 | $19,275-75.9% | $15,885-70.8% | $13,390-65.3% |