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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,108 | $169,356+23.5% | $129,406+61.6% | $145,897+43.3% |
| Participation rate | 90.0% | 76.5%+13.5pp | 69.6%+20.4pp | 80.3%+9.7pp |
| Annual return | 14.11% | 14418.62%-14404.5pp | 9468.18%-9454.1pp | 552.29%-538.2pp |
| Employer contribution / active EE | $3,525 | $5,542-36.4% | $4,155-15.2% | $4,663-24.4% |
| Participant deferral / active EE | $6,438 | $4,987+29.1% | $4,167+54.5% | $6,689-3.8% |
| Admin fee / account holder | $1,628 | $9,915-83.6% | $7,689-78.8% | $13,390-87.8% |