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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $618,232 | $201,259+207.2% | $184,200+235.6% | $145,959+323.6% |
| Participation rate | 78.9% | 87.5%-8.6pp | 86.8%-7.9pp | 80.3%-1.3pp |
| Annual return | 11.98% | 28.98%-17.0pp | 28.80%-16.8pp | 561.95%-550.0pp |
| Employer contribution / active EE | $30,829 | $7,018+339.3% | $6,424+379.9% | $4,661+561.5% |
| Participant deferral / active EE | $17,411 | $9,806+77.5% | $9,132+90.7% | $6,689+160.3% |
| Admin fee / account holder | $8,964 | $16,372-45.2% | $13,907-35.5% | $13,398-33.1% |