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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $162,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$72,259 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,742 | $44,898+244.7% | $85,126+81.8% | $199,921-22.6% |
| Participation rate | 95.9% | 45.7%+50.1pp | 67.5%+28.3pp | 72.0%+23.8pp |
| Annual return | 20.19% | 20.98%-0.8pp | 66.63%-46.4pp | 34.28%-14.1pp |
| Employer contribution / active EE | $3,205 | $1,367+134.4% | $2,731+17.4% | $3,035+5.6% |
| Participant deferral / active EE | $23,984 | $2,670+798.4% | $4,523+430.2% | $5,089+371.3% |
| Admin fee / account holder | $26 | $585-95.6% | $6,160-99.6% | $269-90.5% |