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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS. CO Service code 15 · EIN 36-6071399 | Recordkeeping | $53,285 |
AB FUNDS1 year Filed as: ALLIANCE BERNSTEIN LP Service code 27 · EIN 13-4064930 | Advisory (Plan) | $34,991 |
Filed as: MERRILL LYNCH Service code 27 · EIN 13-2808480 | Advisory (Plan) | $5,754 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,546 | $101,539+60.1% | $147,041+10.5% | $74,400+118.5% |
| Participation rate | 88.2% | 75.5%+12.7pp | 82.2%+6.0pp | 67.2%+21.0pp |
| Annual return | 20.97% | 8740.84%-8719.9pp | 419.21%-398.2pp | 1367.51%-1346.5pp |
| Employer contribution / active EE | $4,944 | $3,811+29.7% | $4,935+0.2% | $2,624+88.4% |
| Participant deferral / active EE | $15,463 | $7,304+111.7% | $8,071+91.6% | $4,348+255.6% |
| Admin fee / account holder | $591 | $1,749-66.2% | $13,006-95.5% | $1,944-69.6% |