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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS. CO Service code 15 · EIN 36-6071399 | Recordkeeping | $53,285 |
AB FUNDS1 year Filed as: ALLIANCE BERNSTEIN LP Service code 27 · EIN 13-4064930 | Advisory (Plan) | $34,991 |
Filed as: MERRILL LYNCH Service code 27 · EIN 13-2808480 | Advisory (Plan) | $5,754 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,546 | $101,672+59.9% | $147,117+10.5% | $74,478+118.2% |
| Participation rate | 88.2% | 75.5%+12.6pp | 82.2%+6.0pp | 67.2%+21.0pp |
| Annual return | 20.97% | 8757.83%-8736.9pp | 420.54%-399.6pp | 1370.56%-1349.6pp |
| Employer contribution / active EE | $4,944 | $3,813+29.7% | $4,932+0.2% | $2,626+88.3% |
| Participant deferral / active EE | $15,463 | $7,305+111.7% | $8,065+91.7% | $4,350+255.5% |
| Admin fee / account holder | $591 | $1,753-66.3% | $12,993-95.4% | $1,946-69.6% |