Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,897 | $102,393-59.1% | $147,041-71.5% | $80,911-48.2% |
| Participation rate | 43.0% | 75.9%-32.8pp | 82.2%-39.1pp | 67.6%-24.6pp |
| Annual return | 10.42% | 134.95%-124.5pp | 419.21%-408.8pp | 35.63%-25.2pp |
| Employer contribution / active EE | $700 | $3,715-81.2% | $4,935-85.8% | $2,756-74.6% |
| Participant deferral / active EE | $3,610 | $6,647-45.7% | $8,071-55.3% | $4,297-16.0% |
| Admin fee / account holder | $6,334 | $7,943-20.3% | $13,006-51.3% | $6,935-8.7% |