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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $563,179 | $201,344+179.7% | $184,243+205.7% | $145,877+286.1% |
| Participation rate | 78.3% | 87.5%-9.2pp | 86.8%-8.6pp | 80.3%-2.0pp |
| Annual return | 1.60% | 29.01%-27.4pp | 28.82%-27.2pp | 551.28%-549.7pp |
| Employer contribution / active EE | $1,517 | $7,022-78.4% | $6,427-76.4% | $4,663-67.5% |
| Participant deferral / active EE | $9,630 | $9,807-1.8% | $9,132+5.4% | $6,691+43.9% |
| Admin fee / account holder | $41,691 | $16,382+154.5% | $13,914+199.6% | $13,402+211.1% |