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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,027 | $102,422+63.1% | $147,117+13.5% | $80,959+106.3% |
| Participation rate | 82.1% | 75.9%+6.2pp | 82.2%-0.1pp | 67.7%+14.4pp |
| Annual return | 9.59% | 135.16%-125.6pp | 420.54%-410.9pp | 35.67%-26.1pp |
| Employer contribution / active EE | $6,288 | $3,717+69.1% | $4,932+27.5% | $2,757+128.0% |
| Participant deferral / active EE | $6,739 | $6,652+1.3% | $8,065-16.4% | $4,300+56.7% |
| Admin fee / account holder | $2,768 | $7,953-65.2% | $12,993-78.7% | $6,925-60.0% |