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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,027 | $102,429+63.1% | $147,096+13.5% | $80,925+106.4% |
| Participation rate | 82.1% | 75.9%+6.2pp | 82.2%-0.1pp | 67.7%+14.4pp |
| Annual return | 9.59% | 135.02%-125.4pp | 419.75%-410.2pp | 35.65%-26.1pp |
| Employer contribution / active EE | $6,288 | $3,716+69.2% | $4,936+27.4% | $2,756+128.1% |
| Participant deferral / active EE | $6,739 | $6,649+1.4% | $8,071-16.5% | $4,299+56.8% |
| Admin fee / account holder | $2,768 | $7,957-65.2% | $13,005-78.7% | $6,940-60.1% |