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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,831 | $106,749+68.5% | $145,433+23.7% | $82,448+118.1% |
| Participation rate | 97.4% | 75.6%+21.8pp | 82.1%+15.3pp | 68.1%+29.4pp |
| Annual return | 13.62% | 27.59%-14.0pp | 66.58%-53.0pp | 41.64%-28.0pp |
| Employer contribution / active EE | $6,618 | $3,444+92.1% | $4,554+45.3% | $2,551+159.4% |
| Participant deferral / active EE | $5,767 | $6,519-11.5% | $7,897-27.0% | $4,139+39.3% |
| Admin fee / account holder | $5,830 | $8,390-30.5% | $13,129-55.6% | $7,234-19.4% |