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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,582 | $160,028+4.1% | $147,080+13.3% | $145,884+14.2% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 13.19% | 98.60%-85.4pp | 420.17%-407.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $3,409 | $5,286-35.5% | $4,933-30.9% | $4,662-26.9% |
| Participant deferral / active EE | $8,441 | $8,422+0.2% | $8,066+4.6% | $6,690+26.2% |
| Admin fee / account holder | $1,375 | $15,030-90.8% | $12,989-89.4% | $13,392-89.7% |