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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $7,182 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $769 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,979 | $89,465+150.4% | $165,071+35.7% | $77,736+188.1% |
| Participation rate | 85.0% | 78.6%+6.4pp | 78.6%+6.4pp | 70.6%+14.4pp |
| Annual return | 17.38% | 28.86%-11.5pp | 70.17%-52.8pp | 31.26%-13.9pp |
| Employer contribution / active EE | $10,152 | $2,565+295.8% | $4,347+133.5% | $2,728+272.2% |
| Participant deferral / active EE | $13,129 | $4,904+167.7% | $6,035+117.5% | $4,651+182.3% |
| Admin fee / account holder | $24 | $340-92.9% | $12,695-99.8% | $433-94.5% |