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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $7,182 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage; ... | $769 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,979 | $89,435+150.4% | $164,975+35.8% | $77,714+188.2% |
| Participation rate | 85.0% | 78.6%+6.4pp | 78.6%+6.4pp | 70.6%+14.4pp |
| Annual return | 17.38% | 28.82%-11.4pp | 70.12%-52.7pp | 31.26%-13.9pp |
| Employer contribution / active EE | $10,152 | $2,563+296.1% | $4,343+133.8% | $2,727+272.3% |
| Participant deferral / active EE | $13,129 | $4,901+167.9% | $6,033+117.6% | $4,649+182.4% |
| Admin fee / account holder | $24 | $340-92.9% | $12,688-99.8% | $433-94.5% |