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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,758 | $108,942+52.2% | $100,415+65.1% | $145,897+13.6% |
| Participation rate | 72.7% | 83.0%-10.3pp | 81.5%-8.8pp | 80.3%-7.6pp |
| Annual return | 12.14% | 58.27%-46.1pp | 49.47%-37.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $409 | $4,422-90.7% | $3,943-89.6% | $4,663-91.2% |
| Participant deferral / active EE | $6,253 | $8,461-26.1% | $8,091-22.7% | $6,689-6.5% |
| Admin fee / account holder | $12,183 | $9,702+25.6% | $7,906+54.1% | $13,390-9.0% |