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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $2,196,794 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $112,599 |
FIDUCIENT ADVISORS LLC2 years Filed as: FIDUCIENT ADVISORS, LLC Service code 27 · EIN 36-4001764 | Advisory (Plan) | $59,538 |
Filed as: CBIZ CPAS P.C. Service code 10 · EIN 43-1947695 25793 NETWORK PLACE · CHICAGO, IL 60661 | Accounting | $35,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,649 | $128,169+14.4% | $147,117-0.3% | $106,553+37.6% |
| Participation rate | 22.8% | 67.3%-44.5pp | 82.2%-59.4pp | 69.8%-47.0pp |
| Annual return | 13.97% | 17.88%-3.9pp | 420.54%-406.6pp | 17.37%-3.4pp |
| Employer contribution / active EE | $3,314 | $3,374-1.8% | $4,932-32.8% | $3,359-1.3% |
| Participant deferral / active EE | $9,402 | $7,665+22.7% | $8,065+16.6% | $5,562+69.0% |
| Admin fee / account holder | $115 | $88+30.2% | $12,993-99.1% | $80+43.9% |