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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,687 | $178,174+57.0% | $156,181+79.1% | $137,256+103.8% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.8%-8.8pp | 80.0%-10.0pp |
| Annual return | 9.34% | 84.19%-74.9pp | 64.87%-55.5pp | 220.34%-211.0pp |
| Employer contribution / active EE | $3,365 | $4,972-32.3% | $4,294-21.6% | $4,156-19.0% |
| Participant deferral / active EE | $9,055 | $6,888+31.5% | $6,132+47.7% | $6,407+41.3% |
| Admin fee / account holder | $35,991 | $17,404+106.8% | $14,586+146.7% | $12,270+193.3% |