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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,485 | $81,476+159.6% | $102,383+106.6% | $80,925+161.3% |
| Participation rate | 54.5% | 66.8%-12.3pp | 74.5%-20.0pp | 67.7%-13.1pp |
| Annual return | 11.60% | 25.59%-14.0pp | 24.94%-13.3pp | 35.65%-24.1pp |
| Employer contribution / active EE | $10,980 | $3,105+253.7% | $3,870+183.7% | $2,756+298.4% |
| Participant deferral / active EE | $3,704 | $3,871-4.3% | $5,060-26.8% | $4,299-13.8% |
| Admin fee / account holder | $35,655 | $6,717+430.8% | $8,391+324.9% | $6,940+413.7% |