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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,183 | $185,312+48.0% | $161,489+69.8% | $154,746+77.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.05% | 103.84%-90.8pp | 89.72%-76.7pp | 172.34%-159.3pp |
| Employer contribution / active EE | $9,906 | $4,769+107.7% | $4,268+132.1% | $4,379+126.2% |
| Participant deferral / active EE | $6,055 | $6,350-4.6% | $5,630+7.5% | $6,730-10.0% |
| Admin fee / account holder | $837 | $18,654-95.5% | $16,006-94.8% | $14,365-94.2% |