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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,183 | $172,111+59.3% | $150,298+82.4% | $137,256+99.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 13.05% | 69.37%-56.3pp | 62.79%-49.7pp | 220.34%-207.3pp |
| Employer contribution / active EE | $9,906 | $4,636+113.7% | $4,154+138.5% | $4,156+138.4% |
| Participant deferral / active EE | $6,055 | $6,166-1.8% | $5,453+11.0% | $6,407-5.5% |
| Admin fee / account holder | $837 | $16,471-94.9% | $14,116-94.1% | $12,270-93.2% |