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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,406 | $159,934+186.0% | $147,005+211.1% | $145,959+213.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 6.67% | 98.24%-91.6pp | 418.76%-412.1pp | 561.95%-555.3pp |
| Employer contribution / active EE | $12,593 | $5,287+138.2% | $4,934+155.2% | $4,661+170.2% |
| Participant deferral / active EE | $18,180 | $8,427+115.7% | $8,070+125.3% | $6,689+171.8% |
| Admin fee / account holder | $7,175 | $15,053-52.3% | $13,006-44.8% | $13,398-46.4% |