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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,406 | $160,070+185.8% | $147,117+210.9% | $145,897+213.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 6.67% | 98.69%-92.0pp | 420.54%-413.9pp | 552.29%-545.6pp |
| Employer contribution / active EE | $12,593 | $5,285+138.3% | $4,932+155.3% | $4,663+170.1% |
| Participant deferral / active EE | $18,180 | $8,419+115.9% | $8,065+125.4% | $6,689+171.8% |
| Admin fee / account holder | $7,175 | $15,035-52.3% | $12,993-44.8% | $13,390-46.4% |