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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,189 | $154,228-45.4% | $145,433-42.1% | $137,256-38.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.16% | 74.59%-62.4pp | 66.58%-54.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $11,424 | $4,804+137.8% | $4,554+150.8% | $4,156+174.9% |
| Participant deferral / active EE | $10,677 | $8,216+29.9% | $7,897+35.2% | $6,407+66.6% |
| Admin fee / account holder | $25,043 | $14,344+74.6% | $13,129+90.7% | $12,270+104.1% |