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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,018 | $88,778-9.9% | $81,844-2.2% | $145,884-45.1% |
| Participation rate | 94.4% | 75.1%+19.4pp | 72.4%+22.1pp | 80.3%+14.1pp |
| Annual return | 16.00% | 1033.03%-1017.0pp | 778.87%-762.9pp | 551.85%-535.9pp |
| Employer contribution / active EE | $4,075 | $3,087+32.0% | $2,916+39.7% | $4,662-12.6% |
| Participant deferral / active EE | $9,024 | $4,648+94.1% | $4,323+108.7% | $6,690+34.9% |
| Admin fee / account holder | $3,449 | $8,430-59.1% | $7,355-53.1% | $13,392-74.2% |