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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,289 | $134,817-87.9% | $123,973-86.9% | $155,188-89.5% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.7%-26.7pp | 80.8%-30.8pp |
| Annual return | 10.67% | 515.49%-504.8pp | 388.13%-377.5pp | 148.84%-138.2pp |
| Employer contribution / active EE | $0 | $4,425-100.0% | $4,126-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,911 | $5,706-49.0% | $5,247-44.5% | $6,531-55.4% |
| Admin fee / account holder | $4,217 | $13,245-68.2% | $11,799-64.3% | $14,480-70.9% |