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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,989 | $88,815-0.9% | $81,882+7.5% | $145,897-39.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.61% | 1033.75%-1022.1pp | 779.47%-767.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $9,750 | $3,086+215.9% | $2,916+234.4% | $4,663+109.1% |
| Participant deferral / active EE | $13,498 | $4,647+190.5% | $4,323+212.2% | $6,689+101.8% |
| Admin fee / account holder | $3,261 | $8,434-61.3% | $7,360-55.7% | $13,390-75.6% |