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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,685 | $72,071+59.1% | $68,368+67.7% | $137,256-16.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 14.26% | 353.14%-338.9pp | 292.57%-278.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $9,558 | $2,788+242.8% | $2,649+260.8% | $4,156+130.0% |
| Participant deferral / active EE | $15,625 | $4,410+254.3% | $4,123+279.0% | $6,407+143.9% |
| Admin fee / account holder | $7,561 | $5,336+41.7% | $5,150+46.8% | $12,270-38.4% |