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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $824,485 | $138,385+495.8% | $184,243+347.5% | $80,925+918.8% |
| Participation rate | 80.4% | 83.9%-3.5pp | 86.8%-6.4pp | 67.7%+12.7pp |
| Annual return | 14.19% | 20.02%-5.8pp | 28.82%-14.6pp | 35.65%-21.5pp |
| Employer contribution / active EE | $34,067 | $4,851+602.3% | $6,427+430.1% | $2,756+1136.0% |
| Participant deferral / active EE | $6,198 | $7,075-12.4% | $9,132-32.1% | $4,299+44.2% |
| Admin fee / account holder | $30,697 | $10,489+192.7% | $13,914+120.6% | $6,940+342.3% |