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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $824,485 | $138,386+495.8% | $184,260+347.5% | $80,935+918.7% |
| Participation rate | 80.4% | 83.9%-3.5pp | 86.8%-6.4pp | 67.7%+12.7pp |
| Annual return | 14.19% | 20.02%-5.8pp | 28.84%-14.7pp | 35.66%-21.5pp |
| Employer contribution / active EE | $34,067 | $4,851+602.3% | $6,427+430.0% | $2,757+1135.8% |
| Participant deferral / active EE | $6,198 | $7,076-12.4% | $9,133-32.1% | $4,299+44.2% |
| Admin fee / account holder | $30,697 | $10,489+192.7% | $13,898+120.9% | $6,924+343.3% |