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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,200 | $160,070-56.1% | $147,117-52.3% | $145,897-51.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.45% | 98.69%-90.2pp | 420.54%-412.1pp | 552.29%-543.8pp |
| Employer contribution / active EE | $11,006 | $5,285+108.3% | $4,932+123.1% | $4,663+136.0% |
| Participant deferral / active EE | $10,773 | $8,419+28.0% | $8,065+33.6% | $6,689+61.1% |
| Admin fee / account holder | $1,877 | $15,035-87.5% | $12,993-85.6% | $13,390-86.0% |