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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,586 | $67,595+207.1% | $186,193+11.5% | $64,340+222.6% |
| Participation rate | 62.6% | 51.9%+10.7pp | 77.1%-14.5pp | 55.2%+7.4pp |
| Annual return | 15.88% | 17.46%-1.6pp | 78.03%-62.1pp | 24.14%-8.3pp |
| Employer contribution / active EE | $3,554 | $1,513+134.9% | $3,918-9.3% | $1,862+90.9% |
| Participant deferral / active EE | $6,121 | $3,023+102.5% | $6,513-6.0% | $2,980+105.4% |
| Admin fee / account holder | $9,881 | $5,311+86.0% | $11,058-10.6% | $3,703+166.9% |