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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,586 | $74,661+178.0% | $160,784+29.1% | $67,986+205.3% |
| Participation rate | 62.6% | 57.1%+5.5pp | 77.0%-14.3pp | 57.2%+5.4pp |
| Annual return | 15.88% | 28.83%-13.0pp | 1803.92%-1788.0pp | 31.67%-15.8pp |
| Employer contribution / active EE | $3,554 | $1,829+94.3% | $3,733-4.8% | $2,019+76.1% |
| Participant deferral / active EE | $6,121 | $3,681+66.3% | $6,293-2.7% | $3,358+82.3% |
| Admin fee / account holder | $9,881 | $3,959+149.6% | $9,717+1.7% | $3,203+208.5% |