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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,102 | $70,366+70.7% | $66,674+80.1% | $138,895-13.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 19.38% | 386.41%-367.0pp | 321.24%-301.9pp | 145.39%-126.0pp |
| Employer contribution / active EE | -$11 | $2,765-100.4% | $2,620-100.4% | $4,194-100.3% |
| Participant deferral / active EE | $9,373 | $4,374+114.3% | $4,084+129.5% | $6,396+46.5% |
| Admin fee / account holder | $14,094 | $5,262+167.8% | $5,098+176.4% | $12,562+12.2% |