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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,835 | $109,620+148.9% | $148,496+83.7% | $94,015+190.2% |
| Participation rate | 71.4% | 71.3%+0.2pp | 76.0%-4.6pp | 70.8%+0.6pp |
| Annual return | 17.18% | 17.54%-0.4pp | 12.33%+4.8pp | 17.84%-0.7pp |
| Employer contribution / active EE | $4,413 | $2,618+68.6% | $3,497+26.2% | $2,790+58.2% |
| Participant deferral / active EE | $13,332 | $3,831+248.0% | $4,808+177.3% | $4,249+213.7% |
| Admin fee / account holder | $321 | $10,050-96.8% | $19,547-98.4% | $8,951-96.4% |