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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,835 | $94,031+190.2% | $115,768+135.7% | $82,448+230.9% |
| Participation rate | 71.4% | 70.4%+1.0pp | 74.4%-3.0pp | 68.1%+3.4pp |
| Annual return | 17.18% | 20.61%-3.4pp | 100.46%-83.3pp | 41.64%-24.5pp |
| Employer contribution / active EE | $4,413 | $2,323+89.9% | $2,940+50.1% | $2,551+73.0% |
| Participant deferral / active EE | $13,332 | $3,972+235.7% | $4,917+171.2% | $4,139+222.1% |
| Admin fee / account holder | $321 | $10,249-96.9% | $12,439-97.4% | $7,234-95.6% |