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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,287,013 | $154,228+734.5% | $145,433+785.0% | $137,256+837.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 7.66% | 74.59%-66.9pp | 66.58%-58.9pp | 220.34%-212.7pp |
| Employer contribution / active EE | $7,649 | $4,804+59.2% | $4,554+67.9% | $4,156+84.0% |
| Participant deferral / active EE | $23,489 | $8,216+185.9% | $7,897+197.4% | $6,407+266.6% |
| Admin fee / account holder | $18,039 | $14,344+25.8% | $13,129+37.4% | $12,270+47.0% |