Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC9 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $138,124 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $82,014 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,227 | $2,703,213-95.6% | $165,100-28.4% | $200,096-40.9% |
| Participation rate | 30.8% | 78.4%-47.7pp | 78.6%-47.9pp | 72.0%-41.3pp |
| Annual return | 20.87% | 17.97%+2.9pp | 70.21%-49.3pp | 34.26%-13.4pp |
| Employer contribution / active EE | $943 | $2,973-68.3% | $4,348-78.3% | $3,038-68.9% |
| Participant deferral / active EE | $3,389 | $5,021-32.5% | $6,035-43.8% | $5,090-33.4% |
| Admin fee / account holder | $208 | $1,999-89.6% | $12,696-98.4% | $269-22.7% |