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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,457 | $126,519+4.7% | $106,201+24.7% | $145,959-9.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.21% | 225.10%-212.9pp | 116.26%-104.1pp | 561.95%-549.7pp |
| Employer contribution / active EE | $6,192 | $3,726+66.2% | $3,170+95.4% | $4,661+32.9% |
| Participant deferral / active EE | $5,926 | $5,716+3.7% | $5,012+18.2% | $6,689-11.4% |
| Admin fee / account holder | $1,100 | $17,312-93.6% | $11,039-90.0% | $13,398-91.8% |